From September 6th, the POS machine card processing fee will be implemented to analyze the impact of the new regulations on the market.

With the approach of the POS machine rate rectification policy on September 6th, many rectification contents are constantly testing the market audience. The reform involves different levels of interests. Merchants and consumers have advantages and disadvantages, but as a The macro-control of UnionPay is generally to guide the third-party POS payment business in the direction of order normalization. What we need is to comply with the reform. Shanghai smelting information experts fully understand the details of the new POS machine regulations.

Strictly prevent credit card cashing, for the past few years, spam credit card "repayment"

After the implementation of the card new deal, the handling rate has dropped significantly, especially for ordinary debit card consumption. This will encourage consumers to spend credit card, but for credit cards, the old rules are cancelled, and the cost is increased to some extent. Restricted use of credit cards for cashing and improper operations.

In the old rules, it is very common for credit cards to be used to cash out or carry out some actions that are contrary to the original intention of the bank. A 40-day interest-free loan can be paid for a capping fee of 26 yuan, which is a risk that banks are not willing to see. It will be effectively controlled under the new policy. Invisibly, it is also raising the threshold for approval of credit cards.

E-commerce benefits POS machine merchants

In addition to reflecting the strict supervision of credit card cashing, the New Deal also showed great support for e-commerce. The network service fee rate has been greatly reduced, which is an unprecedented discount. Previously, the website will charge a certain percentage of the transaction amount of the cooperative merchants as a handling fee, and the future handling fee will be further reduced. These small businesses will have greater benefits.

For those merchants with large transaction volume, credit card no-capped credit card means that the cost of buying and selling goods is increasing among buyers and sellers, which is also indirectly affecting consumer spending. For small and medium-sized businesses whose single consumption is mostly between tens and hundreds of yuan, the reduction of the rate is generally good, and the merchants will get considerable benefits after the new rate is implemented.

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